/* MFUNDTRACK public site — self-contained, no external dependencies.
   Written 2026-08-31 to replace the outgoing provider's hosted site.
   No CDN, no webfonts, no third-party scripts: the whole point is that
   nothing here can be switched off by someone else. */
:root{
  --navy:#12305c; --navy-d:#0c2244; --gold:#c8a24a;
  --ink:#1d2430; --muted:#5c6879; --line:#e3e8ef; --bg:#f7f9fc; --white:#fff;
  --wrap:1120px;
}
*{box-sizing:border-box}
body{margin:0;font:16px/1.65 -apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;
     color:var(--ink);background:var(--white)}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
a{color:var(--navy)}
h1,h2,h3{line-height:1.25;margin:0 0 .5em}
h1{font-size:2.1rem}h2{font-size:1.5rem}h3{font-size:1.1rem}
p{margin:0 0 1em}

header{background:var(--navy);color:#fff;position:sticky;top:0;z-index:50}
.bar{display:flex;align-items:center;gap:22px;height:64px}
.brand{display:flex;align-items:center;text-decoration:none;line-height:0}
.brand img{height:38px;width:auto;display:block}
nav{margin-left:auto;display:flex;gap:20px;flex-wrap:wrap}
nav a{color:#dce4ef;text-decoration:none;font-size:.94rem}
nav a:hover,nav a[aria-current]{color:#fff;border-bottom:2px solid var(--gold)}
.btn{display:inline-block;background:var(--gold);color:#14213d;font-weight:600;
     padding:9px 18px;border-radius:4px;text-decoration:none;font-size:.94rem;border:0;cursor:pointer}
.btn:hover{background:#d8b45f}
.btn.ghost{background:transparent;color:#fff;border:1px solid #4a6a94}
.menu-btn{display:none;margin-left:auto;background:none;border:1px solid #4a6a94;color:#fff;
          padding:6px 11px;border-radius:4px;font-size:1.1rem}

.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-d) 100%);color:#fff;padding:64px 0}
.hero h1{font-size:2.5rem;max-width:20ch}
.hero p{font-size:1.12rem;color:#c9d6e8;max-width:60ch}
.hero .cta{margin-top:26px;display:flex;gap:12px;flex-wrap:wrap}

section{padding:56px 0}
section.alt{background:var(--bg);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.lead{color:var(--muted);max-width:70ch}
.grid{display:grid;gap:20px;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));margin-top:28px}
.card{background:#fff;border:1px solid var(--line);border-radius:8px;padding:22px}
.card h3{color:var(--navy);margin-bottom:.35em}
.card p{color:var(--muted);font-size:.95rem;margin:0}
.tick{list-style:none;padding:0;margin:24px 0 0;display:grid;gap:12px;
      grid-template-columns:repeat(auto-fit,minmax(230px,1fr))}
.tick li{padding-left:28px;position:relative;color:var(--muted)}
.tick li::before{content:"";position:absolute;left:0;top:8px;width:14px;height:8px;
  border-left:2px solid var(--gold);border-bottom:2px solid var(--gold);transform:rotate(-45deg)}

table{width:100%;border-collapse:collapse;margin:18px 0;font-size:.94rem}
th,td{text-align:left;padding:10px 12px;border-bottom:1px solid var(--line)}
th{background:var(--bg);color:var(--navy)}

.calc{background:#fff;border:1px solid var(--line);border-radius:8px;padding:22px;margin-top:22px}
.calc label{display:block;font-size:.88rem;color:var(--muted);margin:12px 0 4px}
.calc input{width:100%;padding:9px 11px;border:1px solid var(--line);border-radius:5px;font-size:1rem}
.calc .out{margin-top:18px;padding:16px;background:var(--bg);border-radius:6px}
.calc .out strong{font-size:1.5rem;color:var(--navy);display:block}
.calc .row{display:grid;gap:14px;grid-template-columns:repeat(auto-fit,minmax(150px,1fr))}

footer{background:var(--navy-d);color:#aebdd2;padding:44px 0 26px;font-size:.9rem;margin-top:20px}
footer h4{color:#fff;font-size:.95rem;margin:0 0 12px}
footer a{color:#aebdd2;text-decoration:none;display:block;margin-bottom:7px}
footer a:hover{color:#fff}
.fgrid{display:grid;gap:28px;grid-template-columns:repeat(auto-fit,minmax(200px,1fr))}
.legal{border-top:1px solid #24406a;margin-top:28px;padding-top:18px;color:#8fa2bd;font-size:.85rem}
.risk{background:#fff6e5;border:1px solid #f0d9a8;color:#6b5216;padding:14px 16px;
      border-radius:6px;font-size:.9rem;margin:22px 0}
@media(max-width:820px){
  nav{display:none;width:100%;flex-direction:column;gap:0;padding-bottom:10px}
  nav.open{display:flex}
  nav a{padding:10px 0;border-bottom:1px solid #24406a}
  .bar{flex-wrap:wrap;height:auto;padding:12px 0}
  .menu-btn{display:block}
  .brand img{height:30px}
  .hero h1{font-size:1.9rem}
}